Savings and Money Market Rates

Share rates are effective September 1, 2016 and are subject to change without notice. Please see the “Minimum Balance Requirements” in ( ).

Dividend Rate APY* Term(Months)
Shares ($0.00 – $999.99) 0.00% 0.00% n/a
Shares ($1,000.00 – $9,999.99) 0.05% 0.05% n/a
Shares ($10,000.00 – $24,999.99) 0.05% 0.05% n/a
Shares ($25,000.00 – $49,999.99) 0.05% 0.05% n/a
Shares ($50,000.00 and over) 0.05% 0.05% n/a
IRA 0.65% 0.65% n/a
Christmas Club 0.25% 0.25% n/a
Castle Kids Club 0.25% 0.25% n/a
Mortgage Escrow 0.05% 0.05% n/a
Money Market Account ($1.00 – $1,999.99) n/a n/a n/a
Money Market Account ($2,000.00 – $9,999.99) 0.35% 0.35% n/a
Money Market Account ($10,000.00 – $24,999.99) 0.40% 0.40% n/a
Money Market Account ($25,000.00 – $49,999.99) 0.55% 0.55% n/a
Money Market Account ($50,000.00 – $99,999.99) 0.70% 0.70% n/a
Money Market Account ($100,000.00 – $174,999.99) 0.80% 0.80% n/a
Money Market Account ($175,000.00 – $254,999.99) 0.85% 0.85% n/a
Money Market Account ($255,000.00 +) 0.50% 0.50% n/a

Kasasa Checking and Kasasa Savings Accounts

 

*APY = Annual Percentage Yield
Share Accounts are variable rate accounts and rates are subject to change without notice after the accounts is opened. Fees may reduce earnings on share accounts and early withdrawal penalties may apply on share certificate accounts. Contact an employee for further information about applicable fees and terms. First Castle Federal Credit Union is federally insured by the National Credit Union Administration.

 

Share/IRA Certificates Rates

Rates are Effective March 2016 and are subject to change without notice.

Minimum Balance Requirements $500.00 & Over

Dividend Rate APY*
6 months 0.55% 0.55%
1 year 1.00% 1.00%
2 years 1.29% 1.30%
3 years 1.49% 1.50%
4 years 1.49% 1.50%
5 years 1.74% 1.75%

*APY = Annual Percentage Yield. Early withdrawal penalties may apply on Share Certificate accounts. Advertised rates are subject to change and are fixed for the term of the certificate. Certificate dividends compound and post monthly.

National Credit Union Association