CD rates image - rates on all certificate terms have been raised

Share Certificate and IRA Certificate Rates

Dividend rates are accurate as of August 20, 2018 and are subject to change without notice.

Minimum Balance Requirements $500.00 & Over

  Dividend Rate APY*
6 months 1.14% 1.15%
1 year 2.42% 2.45%
2 years 2.52% 2.55%
3 years 2.57% 2.60%
4 years 2.86% 2.90%
5 years 3.01% 3.05%

*APY = Annual Percentage Yield. Early withdrawal penalties may apply on Share Certificate accounts. Advertised rates are subject to change and are fixed for the term of the certificate. Certificate dividends compound and post monthly.

Savings Rates and Money Market Rates

Dividend rates are accurate as of August 20, 2018 and are subject to change without notice. Please see the “Minimum Balance Requirements” in ( ).

  Dividend Rate APY* Term(Months)
Shares ($0.00 – $999.99) 0.00% 0.00% n/a
Shares ($1,000.00 – $9,999.99) 0.05% 0.05% n/a
Shares ($10,000.00 – $24,999.99) 0.05% 0.05% n/a
Shares ($25,000.00 – $49,999.99) 0.05% 0.05% n/a
Christmas Club / Holiday Club / Vacation Club 0.25% 0.25% n/a
Castle Kids Club 0.25% 0.25% n/a
Money Market Account ($1.00 – $1,999.99) n/a n/a n/a
Money Market Account ($2,000.00 – $9,999.99) 0.25% 0.25% n/a
Money Market Account ($10,000.00 – $24,999.99) 0.35% 0.35% n/a
Money Market Account ($25,000.00 – $49,999.99) 0.45% 0.45% n/a
Money Market Account ($50,000.00 +) 0.55% 0.55% n/a
IRA 0.65% 0.65% n/a
Mortgage Escrow 0.05% 0.05% n/a
Kasasa Saver ($0.00 – $10,000.00) when qualifications are met  ** 0.99% 1.00% n/a
Kasasa Saver (balances over $10,000.00) when qualifications are met ** 0.25% 0.25% n/a
Kasasa Saver (all balances) when qualifications are not met   ** 0.01% 0.01% n/a

Checking Rates

Dividend rates are accurate as of August 20, 2018 and are subject to change without notice. Please see the “Minimum Balance Requirements” in ( ).

  Dividend Rate APY* Term(Months)
Earn More! Checking ($0.00 – $9,999.99) n/a n/a n/a
Earn More! Checking ($10,000.00 – $49,999.99) 0.55% 0.55% n/a
Earn More! Checking ($50,000.00 – $99,999.99) 1.00% 1.00% n/a
Earn More! Checking ($100,000.00 – $149,999.99) 1.19% 1.20% n/a
Earn More! Checking ($150,000.00 – $199,999.99) 1.44% 1.45% n/a
Earn More! Checking ($200,000.00+) 1.64% 1.65% n/a
Kasasa Cash ($0.00 – $10,000.00) when qualifications are met** 2.47% 2.50% n/a
Kasasa Cash (balances over $10,000.00) when qualifications are met** 0.25% 0.25% n/a
Kasasa Cash (all balances) when qualifications are not met** 0.01% 0.01%  n/a

 

* Annual Percentage Yield (APY) is accurate as of  August 20, 2018.  Share Accounts are variable rate accounts and rates are subject to change without notice after the accounts is opened. Fees may reduce earnings on share accounts and early withdrawal penalties may apply on share certificate accounts. Contact an employee for further information about applicable fees and terms. First Castle Federal Credit Union is federally insured by the National Credit Union Administration.

** Read more about Kasasa Saver qualifications and rewards here.

 

National Credit Union Association