Share rates are effective January 4, 2016 and are subject to change without notice. Please see the “Minimum Balance Requirements” in ( ).

Dividend Rate APY* Term(Months)
Shares ($0.00 – $999.99) 0.00 0.00% n/a
Shares ($1,000.00 – $9,999.99) 0.05% 0.05% n/a
Shares ($10,000.00 – $24,999.99) 0.05% 0.05% n/a
Shares ($25,000.00 – $49,999.99) 0.05% 0.05% n/a
Shares ($50,000.00 and over) 0.05% 0.05% n/a
IRA 0.65% 0.65% n/a
Christmas Club 0.25% 0.25% n/a
Castle Kids Club 0.25% 0.25% n/a
Mortgage Escrow 0.05% 0.05% n/a
Money Market Account ($1.00 – $1,999.99) n/a n/a n/a
Money Market Account ($2,000.00 – $9,999.99) 0.35% 0.35% n/a
Money Market Account ($10,000.00 – $24,999.99) 0.40% 0.40% n/a
Money Market Account ($25,000.00 – $49,999.99) 0.55% 0.55% n/a
Money Market Account ($50,000.00 – $99,999.99) 0.70% 0.70% n/a
Money Market Account ($100,000.00 – $174,999.99) 0.85% 0.85% n/a
Money Market Account ($175,000.00 – $254,999.99) 1.04% 1.05% n/a
Money Market Account ($255,000.00 +) 0.50% 0.50% n/a

Kasasa Saver Cash/Kasasa Saver Cash Back

Dividend Rate APY
Balances up to and including $10,000 (if qualifications are met) 2.47% 2.50%
The portion of balances over $10,000 (if qualifications are met) 0.25% 0.25%
Entire balance if qualifications are NOT met 0.01% 0.01%

*APY = Annual Percentage Yield
Share Accounts are variable rate accounts and rates are subject to change without notice after the accounts is opened. Fees may reduce earnings on share accounts and early withdrawal penalties may apply on share certificate accounts. Contact an employee for further information about applicable fees and terms. First Castle Federal Credit Union is federally insured by the National Credit Union Administration.

National Credit Union Association