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Skip A Payment

Take a Vacation From Your Loan Payment With Skip-A-Payment

Skip-A-Pay lets you take a vacation from your loan payments when you need it most.

For just $25 per loan, you can skip your next payment if your loan meets all of the requirements.

Loan Eligibility

You must be a member in good standing and all your loans must have been current the previous three months to participate in FCFCU’s Skip-A-Payment program.

Skip-A-Pay is not available for:

  • Mortgage Loans
  • Home Equity Loans
  • Open Ended Personal Loans
  • Credit Cards
  • Line of Credit Loans
  • Loans during the first (6) six months of the loan agreement

Skip-A-Pay details:

  • Skip-A-Payment program limits (1) one skip-a-payment/extension per rolling year.
  • Limited to a total of (4) four skip-a-payments/extensions over the life of the loan.
  • You may not skip two consecutive payments.

*Terms and conditions apply. Please read the Skip-A-Payment request form for further details and then simply complete and fax the form back to us at 985-875-1952.

PLEASE NOTE: If you have set up Automatic Transfer of your loan payment through Online Banking, you must cancel the Automatic Transfer before your payment is skipped. FCFCU is not responsible for canceling the Automatic Transfer.

How to Skip

Call us at (985) 867-8867 or visit a branch, and we will review your loan to make sure it is eligible and help you with the entire Skip-A-Payment process!