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Skip A Payment

Take a Vacation From Your Loan Payment With Skip-A-Payment

Skip-A-Payment lets you take a vacation from your loan payments when you need it most.

For just $25 per loan, you can skip your next payment if your loan meets all of the requirements.

Loan Eligibility

You must be a member in good standing and all your loans must have been current the previous three months to participate in FCFCU’s Skip-A-Payment program.

Skip-A-Payment is not available for:

  • Mortgage Loans
  • Home Equity Loans
  • Open Ended Personal Loans
  • Credit Cards
  • Line of Credit Loans
  • Loans during the first (6) six months of the loan agreement

Skip-A-Payment details:

  • Skip-A-Payment program limits (1) one skip-a-payment/extension per rolling year.
  • Limited to a total of (4) four skip-a-payments/extensions over the life of the loan.
  • You may not skip two consecutive payments.

*Terms and conditions apply. Please read the Skip-A-Payment request form for further details and then simply complete and fax the form back to us at 985-875-1952.

PLEASE NOTE: If you have set up Automatic Transfer of your loan payment through Online Banking, you must cancel the Automatic Transfer before your payment is skipped. FCFCU is not responsible for canceling the Automatic Transfer.

How to Skip

Call us at (985) 867-8867 or visit a branch, and we will review your loan to make sure it is eligible and help you with the entire Skip-A-Payment process!

⚠️ Fraud Alert ⚠️ Fake Check Scam: If you have received a cashier’s check that appears to be drawn on First Castle Federal Credit Union, do not deposit the check. Do not send any money that may be indicated in the instructions with the check. The cashier’s check may be a counterfeit cashier’s check. Contact us at (985) 867-8867 to report receipt of the check and to verify its authenticity. Do not call any phone numbers that came with the check. Save any form of evidence associated with the check (i.e. package label, letters, text messages).
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