MasterCard Check/Debit Card

The World at Your Fingertips
Our MasterCard Check/Debit Card provides members with the advantage of having access to their checking account and can be used anywhere the MasterCard logo is displayed worldwide! You’ll have all the convenience of a credit card without interest and fees and all the benefits of a check without writing one. At the end of the month, you’ll receive a detailed record of your transactions.

  • Free Point of Sale (POS) purchases at select retail locations
  • Free ATM withdrawals from Capital One ABBY ATMs* and Credit Union Service Center ATM locations. (Receive 4 free withdrawals or unlimited free withdrawals** depending upon your checking account type.)
  • Cash back option using your PIN
  • SAFETY-avoid carrying excessive cash
  • CONVENIENCE-no reason to carry checks

For any purchases use your card just like a MasterCard Credit Card. It’s so easy and convenient! Present your card for payment, and the purchase amount is automatically drawn on your available checking account balance.
For POS transactions, members simply select CREDIT and sign the receipt. For cash back transactions,
select DEBIT and perform a PIN driven transaction.

*Certain Capital One “Jazzcash” & Capital One owned and operated ATM’s located in gaming establishments may be excluded. FCFCU ATM fees apply at all Capital One ATMs after your fourth monthly withdrawal. **Free unlimited ATM withdrawals apply to waiver of FCFCU fees on all ATMs, as well as Capital One fees on selected Capital One ABBY ATMs.