We have very competitive rates for all types of loans including new and used cars, personal and mortgage. Let us show you why First Castle Federal Credit Union is THE credit union for all of St. Tammany Parish and our Corps members!

See our competitive rates for:



First Castle offers new car and used car financing.

Trading in? Go prepared. Know the value of your trade-in model before you visit the dealer. Let us know the make, model, and description and we’ll research it through NADA and let you know the real asking price of your trade-in. Apply on-line! No need to wait until tomorrow for a car loan application. Simply complete your application on-line. It’s quick and confidential.
If you would like to print out an application and send it to us you can do that also.

Please mail application to:

100 Cherokee Rose Lane

Covington, LA 70433

Attn: Loan Department

or fax to 985-875-1952

Used Car Loans

There are wonderful deals on used cars out there. Whether you buy directly from a dealership or a private owner, we can assist with the financing and put you behind the wheel of an affordable and reliable pre-owned vehicle. We recommend using Carfax to check the value of your used car or a used car you may purchase. Give us a call or check NADA.com for value information, the best resource for researching the history of a used car, before you buy. Click on the link for details on using this handy tool.

Extended Warranty Protection

Your vehicle is a major investment. Next to your home, it’s probably the biggest investment you will ever make. You’ll want to protect it so you can drive it for many years. We offer alternative protections plans. You select the coverage and the time/mileage term that’s best suited for your driving habits and intended length of ownership. A variety of terms are available for new and pre-owned vehicles. Coverage begins on the day you purchase the service contract, whether the car is new or used. So before you purchase a warranty from the dealership, ask us to compare plans to see what’s right for you! Check our convenient terms and rates today. Apply on-line for the ultimate in privacy and convenience.


First Mortgage Loan

First Castle Federal Credit Union can satisfy all of your mortgage loan needs. We offer great rates on conventional home loans. We have terms of 15, 20, and 30 years, and will loan up to 80% of the value of the home. Purchasing a new home or refinancing your present home? We have you covered. Please contact our home mortgage specialist for more information or to see how you may qualify.

 Home Equity Line Of Credit

One option that is practical and a handy source if you are in need of cash is a home equity line of credit. To begin with, a home equity line can offer you a large amount of cash (depending on the equity in your home) with a comparatively low rate of interest. It also gives you some tax benefits not available with other kinds of loans. This is a great option for home improvements, need a vacation, or just need the extra money.The Credit Union will establish a credit limit for each borrower at the time the plan is opened. Members will be able to obtain credit advances up to the established limit during the draw period of five years.   Apply on-line for the ultimate in privacy and convenience.

Consumer Loans

At First Castle FCU, we offer our members competitive rates and convenient terms that fit their lifestyle. Achieve your dreams and goals and meet your financial needs without a huge sacrifice. Whatever your personal needs — tuition, education supplies, vacation, new appliances, or a computer — our friendly and professional staff can assist you. Personal loans – Use for bill consolidation , major purchases, unexpected expenses or home improvements with terms up to 5 years. Tuition loans – Use for tuition and/or book expenses. Convenient 11 month terms and low interest rates. Check our convenient terms and rates today. Apply on-line for the ultimate in privacy and convenience.