wood floors remodel with a home improvements loan from FCFCU

Whatever life throws at you, we have a loan for that!

At First Castle FCU, we offer to our members personal loans with competitive rates and convenient terms that fit their lifestyle.

Personal loans are unsecured loans with fixed-terms and a fixed interest rate.  Our personal loans are different from credit cards because our personal loans have fixed-terms for the life of the loan.

We have terms as low as 1 year and up to 5 years.  We have quick loan approval, and we can set you up with automatic payments so you never have to worry about sending a payment each month.

Apply on-line for the ultimate in privacy and convenience:

Apply Online

What is a personal loan used for?

Home improvements

– Get the money you need to make home improvements.  We are happy to talk to you about your options whether with a personal loan or maybe a home equity loan.


– Term loans to help you enjoy summer vacation

Tuition loans

– Use for tuition and/or book expenses. Convenient 11 month terms and low interest rates.

Back to school loans

– Loans for buying all the things your students need!  Uniforms, backpacks, new shoes, a new PC or Mac, and supplies.

Medical expenses

– Unsecured loans are available for financing dental work, cosmetic procedures or plastic surgery, infertility treatments, weight loss surgeries, LASIK eye surgery and more.

Auto expenses

– Financing available for car repairs, body work, new tires, etc.

Holiday help

– Short-term loans to help you get through the holidays.  For when you need to buy gifts, decorations, and more.

Sports club ball

– Short-term financing to help pay for soccer, volleyball, baseball and more – club ball fees, hotel rooms, and maybe a few new bleacher seats.

Apply for a personal loan today!

Safe and secure online application

Achieve your dreams and goals and meet your financial needs without a huge sacrifice. Whatever your personal needs — tuition, education supplies, vacation, new appliances, or a computer — our friendly and professional staff can assist you.

Apply Online


If you are a small business owner and interested in commercial loans or a business lien of credit:

Personal Loans Review 5 out of 5 Stars
“The staff at First Castle are great, very helpful, understanding your needs, and great service.”
Member since 2011
Personal Loan

5 / 5

Personal Loans Review 4.5 out of 5 Stars
“I love my credit union. Very personable. Always treated fairly. Each employee is always helpful.”
Member since 2012
Personal Loan

4.5 / 5