Home Equity Loans

Get More Out of Your Home With Home Equity Loans from First Castle

First Castle FCU offers lending for manufactured home loans, and we service our own loans, which means there is faster closing than the other guys.

Borrow some of your home’s equity, and

  • tackle that home improvement wish list,
  • consolidate higher interest rate debts,
  • Payoff unexpected bills

Home Equity Loan

With a home equity loan from First Castle, you receive a one-time lump sum.

You can utilize up to 90% of your home’s value, minus the balance of your mortgage, for home improvements, update the kitchen, build a beautiful deck, whatever project is on your wish list!

  • Competitive interest rates
  • No prepayment penalties
  • No application fees

Home Equity Line of Credit (HELOC)

With a home equity line of credit (HELOC), you borrow what you need, when you need it, until you reach your credit limit. You have easy access to fund through online banking.

Our home equity lines of credit are open-end loans based on the value of your home minus the balance of your mortgage. You can borrow up to 80% of your home’s equity.

  • Competitive interest rates
  • No prepayment penalties
  • No application fees

Call us to talk about the right home equity lending for you

A home equity loan or line of credit helps you to use the value of your home to get the funding you need. To help decide which home equity product is best for your need, give us a call.

⚠️ Fraud Alert ⚠️ Fake Check Scam: If you have received a cashier’s check that appears to be drawn on First Castle Federal Credit Union, do not deposit the check. Do not send any money that may be indicated in the instructions with the check. The cashier’s check may be a counterfeit cashier’s check. Contact us at (985) 867-8867 to report receipt of the check and to verify its authenticity. Do not call any phone numbers that came with the check. Save any form of evidence associated with the check (i.e. package label, letters, text messages).