fbpx

Loan Rates

Car Loan Rates

Rates are effective July 2, 2018 and are subject to change after that without notice.

* Annual Percentage Rate (APR) is based on creditworthiness and is our best rate. Advertised rates are subject to change. Loan Example: $10,000.00 at 3.50% APR; 60 Monthly payments of approximately $181.92.
**2017 models must have less than 25,000 miles to be considered new.

  • Used vehicles 2014 – 2017 model years. Will loan up to Retail Value in NADA Guide, 6 year Maximum Loan Term. Rate is 0.50% above the listed new auto rate.
  • Used Vehicles 2010 – 2013. Will loan up to 115% of Trade Value in the NADA Guide, 6 year Maximum Loan Term. Rate is 0.75% above the listed new auto rate.  Loan-to-value subject to certain criteria.
  • Used vehicles 2009 & older. Will loan up to 115% of Loan Value in NADA Guide, 5 year Maximum Loan Term. Rate is 1.50% above the listed new auto rate.  Loan-to-value subject to certain criteria.

Rates are based on individual credit score. Your actual rate may vary.

(FCFCU cannot be held liable for typographical errors should they occur.)

All branches will close Friday, April 19th at 2:00 p.m. in observance of Good Friday. Branches will resume regular hours on Saturday, April 20th.
+