Car Loan Rates

Rates are effective October 31, 2016 and are subject to change after that without notice.

Rate APR* Term (Months)
Auto – 2015** and Newer Models Rates as low as 1.89 1.89 36
Auto – 2015** and Newer Models Rates as low as 1.89 1.89 48
Auto – 2015** and Newer Models Rates as low as 1.99 1.99 60
Auto – 2015** and Newer Models Rates as low as 1.99 1.99 72
Auto – 2012-2014 Models Rates as low as 2.39 2.39 36
Auto – 2012-2014 Models Rates as low as 2.39 2.39 48
Auto – 2012-2014 Models  Rates as low as 2.49 2.49 60
Auto – 2012-2014 Models Rates as low as 2.49 2.49 72
Auto – 2008 – 2011*** Models Rates as low as 2.64 2.64 36
Auto – 2008 – 2011*** Models Rates as low as 2.64 2.64 48
Auto – 2008 – 2011*** Models Rates as low as 2.74 2.74 60
Used Auto 2007**** and Older Models Rates as low as 3.39 3.39 36

*APR = Annual Percentage Rate.

**2015 -2016 and newer models must have less than 25,000 miles to be considered new. If over 25,000 miles add .50% to listed rates.

***2008- 2011 loan up to Trade Value in NADA book, 6 year max.

****2007 & older 5 year Maximum Loan Term and loan up to Loan Value in NADA book.

Rates are based on individual credit score. Your actual rate may vary.

(FCFCU cannot be held liable for typographical errors should they occur.)
Loan Example: $10,000.00 at 2.74% APR; 60 Monthly payments of approximately $178.53.