Car Loan Rates

Rates are effective March 20, 2017 and are subject to change after that without notice.

Rate APR* Term (Months)
New Auto – 2016** and Newer Models Rates as low as 1.89 1.89 36
New Auto – 2016** and Newer Models Rates as low as 1.89 1.89 48
New Auto – 2016** and Newer Models Rates as low as 1.99 1.99 60
New Auto – 2016** and Newer Models Rates as low as 1.99 1.99 72

*APR = Annual Percentage Rate.

**2016 models must have less than 25,000 miles to be considered new.

-Used vehicles 2013 – 2016 model years. Will loan up to Retail Value in NADA Guide, 6 year Maximum Loan Term. Rate is 0.50% above the listed new auto rate.
-Used Vehicles 2009 – 2012. Will loan up to 115% of Trade Value in the NADA Guide, 6 year Maximum Loan Term. Rate is 0.75% above the listed new auto rate.
-Used vehicles 2008 & older. Will loan up to 115% of Loan Value in NADA Guide, 5 year Maximum Loan Term. Rate is 1.5% above the listed new auto rate.

Rates are based on individual credit score. Your actual rate may vary.

(FCFCU cannot be held liable for typographical errors should they occur.)
Loan Example: $10,000.00 at 2.74% APR; 60 Monthly payments of approximately $178.53.