car loan with 90-day no payment optionCar Loan Rates

Rates are effective March 20, 2017 and are subject to change after that without notice.

Rate APR* Term (Months)
New Auto – 2016** and Newer Models Rates as low as 1.89 1.89 36
New Auto – 2016** and Newer Models Rates as low as 1.89 1.89 48
New Auto – 2016** and Newer Models Rates as low as 1.99 1.99 60
New Auto – 2016** and Newer Models Rates as low as 1.99 1.99 72

* Annual Percentage Rate (APR) is based on creditworthiness and is our best rate. Advertised rates are subject to change. Loan Example: $10,000.00 at 3.50% APR; 60 Monthly payments of approximately $181.92.

**2016 models must have less than 25,000 miles to be considered new.

  • Used vehicles 2013 – 2016 model years. Will loan up to Retail Value in NADA Guide, 6 year Maximum Loan Term. Rate is 0.50% above the listed new auto rate.
  • Used Vehicles 2009 – 2012. Will loan up to 115% of Trade Value in the NADA Guide, 6 year Maximum Loan Term. Rate is 0.75% above the listed new auto rate.
  • Used vehicles 2008 & older. Will loan up to 115% of Loan Value in NADA Guide, 5 year Maximum Loan Term. Rate is 1.5% above the listed new auto rate.

Rates are based on individual credit score. Your actual rate may vary.

(FCFCU cannot be held liable for typographical errors should they occur.)