Kasasa Saver®

Free savings account that pays a high rate and helps you save automatically.

Saving should be easy. That’s why we offer Kasasa Saver® — a free account that connects to your equally free Kasasa Cash® or Kasasa Cash Back® checking.

Each month you earn cash rewards in Kasasa Cash or Kasasa Cash Back, those earnings transfer into Kasasa Saver. Plus, Kasasa Saver pays up to 1.00% APY* on your balance!


    • Links to free Kasasa Cash® or Kasasa Cash Back® checking
      • 1.01% APY* on balances up to $10,000
      • 0.50% APY on balances over $10,000 depending on balance in account*
      • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
    • No minimum balance to earn rewards
    • No minimum deposit to open
    • No monthly service fee
    • Free Online Banking Access (Home Banking)


It’s easy to earn your rewards!

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

✅ Have at least 12 Debit Card purchases post and settle
✅ Be enrolled in and agree to receive e-Statements
✅ Be enrolled in and log into Online Banking

That’s all there is to it. Even if you don’t meet these qualifications during the cycle, your account is still free. Plus, you can get right back to earning your rewards the very next cycle that you qualify!


See disclosures for more information. Account subject to approval.

Fee schedule

Which First Castle checking is right for you?

*First Castle FCU membership is required to open a Kasasa Cash Back checking account. If you are not a First Castle FCU member, you must be eligible to open a primary savings account with First Castle to become one.

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit or credit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

The qualification period is defined as the first day of the calendar month through the last day of the calendar month.

Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s). Kasasa Saver: Balances up to $10,000 receive APY of 1.01%; and balances over $10,000 earn 0.50% APY* interest rate on the portion of balance over $10,000, resulting in a range from 0.55% to 1.01% APY* depending on the account’s balance.

Rewards will be credited to your account on the first business day of the following statement cycle. Rates and rewards are variable and may change after account is opened. When Kasasa Cash or Kasasa Cash Back qualifications are not met, all balances in a Kasasa Saver account earn 0.05% APY*.

When linked to the Kasasa Saver account, the dividends earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. *APY = Annual Percentage Yield. APYs accurate as of 4/1/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, time-frames, enrollments, log-ons and other requirements apply. Rewards may vary by account. No minimum deposit is required to open the account.  To qualify for Rewards in a Monthly Qualifications Cycle, you must have 12 debit card transactions, be enrolled in eStatement, and login to online banking once during the Monthly Qualification Cycle, which is one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Limit [1] account(s) per social security number. Fees may reduce earnings. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings.There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations, and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Saver are trademarks of Kasasa, Ltd.

First Castle FCU will become Pelican State CU this August! Please refer to the merger guide mailed to you or click "LEARN MORE" for details including upcoming downtime and new account number information.LEARN MORE