*APR = Annual Percentage Rate. Offer valid 10/15/2019 through 12/31/2019. Complete loan application must be received by close of business on December 31, 2019 to qualify for promotion. You may qualify for this loan if you have a credit score of 620 or higher and meet other criteria. Qualifying loan criteria applies to all loans. Maximum term is 12 months. Loan example: At 9.75% APR a 12-month loan has an estimated monthly payment of $87.80 per $1,000 borrowed. Membership restrictions apply. Federally insured by the NCUA.