low interest VISA credit card from FCFCUWith a First Castle FCU credit card, you can make the purchases you need without high interest rates or an annual fee.

No matter where you are in your financial journey, we have a credit card for you.

With low interest rates, no annual fee, and no balance transfer fee, you really can’t go wrong with a credit card from First Castle.

VISA Platinum Rewards VISA Platinum Secured VISA Platinum Rewards Secured VISA Platinum
Best if you Want a card with no annual fee that gives you great rewards. Want a card with no annual fee and lower interest rate. Have little or no credit history or are trying to repair bad credit. Also gives you access to our rewards program. Have little or no credit history or are trying to repair bad credit, and are looking for a lower rate.
Annual Fee None None None None
Credit Line Up to $20,000 Up to $20,000 $250 to $1,000 $250 to $1,000
Rewards  Yes None  Yes None
Rate Rates as low as 10.10% APR* Rates as low as 8.75% APR* 12.50% APR** 10.75% APR**

Apply now for low interest credit card

VISA Platinum Credit Card

The FCFCU Platinum Visa Card offers the power of platinum and may be the only card you ever need.  The VISA Platinum card includes:platinum credit card, no annual fee, low interest

  • No annual fee
  • Credit limits up to $20,000
  • 25-day grace period on purchases
  • Accepted at millions of locations worldwide
  • No balance transfer fee
  • Optional Credit Life and Disability Insurance available
  • Purchase Alerts

VISA Platinum Reward Credit Card

With no annual fee, and the ability to earn rewards points with every dollar spent in net retail purchases, the FCFCU Platinum Rewards Visa is the perfect choice for members who want to earn something extra for their everyday purchases.

The VISA Platinum Rewards card includes:Rewards Platinum Credit Card
  • Earn 1 point towards merchandise and travel rewards with every dollar spent in net retail purchases.  Simply sign your card up at www.uchooserewards.com
  • No annual fee
  • Credit limits up to $20,000
  • 25-day grace period on purchases
  • Low cash advance fee
  • Accepted at millions of locations worldwide
  • No balance transfer fees
  • Optional Credit Life and Disability Insurance available
  • Purchase Alerts

VISA Platinum Secured Card (Rewards or No Rewards)

This card is for members who are new to the world of credit or want to start rebuilding a good credit history. The secured card is the perfect choice. A Secured VISA card looks and functions just like a standard VISA card except funds are on hold in the share (savings) account.   Secured credit card has a credit limit and purchases will increase the balance and a monthly payment is necessary on the balance owed.

Members must have a minimum of $250 deposit (or amount equal to or greater than the credit card limit), in a savings account, to serve as security for the card. The money on deposit earns interest, but must remain in the account while you have the card. Eventually, as you build a good credit history, you may want to apply for a standard (unsecured) VISA card.

Credit Card Account Access

Click here to access your VISA Credit Card account, view statements, and make payments online.

To activate a new VISA Credit Card and create a PIN, please call 1-877-311-1512

For Credit Card Customer Service, please call 1-877-848-5092

For lost or stolen cards after hours, please call 1-800-556-5678

Credit Card Rewards

uchoose-retailer-header1. REDEEM POINTS
Redeem your points for the latest in entertainment, fashion, adventure and more!

2. EARN POINTS
Shop at hundreds of your favorite brand-name retailers and earn with every purchase.

3. MORE WAYS TO EARN
By signing up with other services like Home Banking, Bill Pay, eStatements and Direct Deposit, you can earn even more points every month. Look for birthday month points, account anniversary points and MORE!

 

* Rates based upon credit score, your rate may vary. Rate based upon the Wall Street Journal Prime Rate and are subject to change. See Credit Union for details.
** Rates based on current Wall Street Journal Prime rate and can change quarterly.