You owe it to yourself to get a lower rate.
With a First Castle FCU credit card, you can make the purchases you need without high interest rates or an annual fee.
No matter where you are in your financial journey, we have a credit card for you.
With low interest rates, no annual fee, and no balance transfer fee, you really can’t go wrong with a credit card from First Castle.
|VISA Platinum||Secured VISA Platinum|
|Best if you||Want a card with no annual fee and lower interest rate.||Have little or no credit history or are trying to repair bad credit, and are looking for a lower rate.|
|Credit Line||Up to $20,000||$250 to $1,000|
|Rate||Rates as low as 8.75% APR**||11.25% APR**|
VISA Platinum Credit Card
- No annual fee
- Credit limits up to $20,000
- 25-day grace period on purchases
- Accepted at millions of locations worldwide
- No balance transfer fee
- Optional Credit Life and Disability Insurance available
- Purchase Alerts
VISA Platinum Secured Card
This card is for members who are new to the world of credit or want to start rebuilding a good credit history. The secured card is the perfect choice. A Secured VISA card looks and functions just like a standard VISA card except funds are on hold in the share (savings) account. Secured credit card has a credit limit and purchases will increase the balance and a monthly payment is necessary on the balance owed.
Members must have a minimum of $250 deposit (or amount equal to or greater than the credit card limit), in a savings account, to serve as security for the card. The money on deposit earns interest, but must remain in the account while you have the card. Eventually, as you build a good credit history, you may want to apply for a standard (unsecured) VISA card.
Credit Card Account Access
Click here to access your VISA Credit Card account, view statements, and make payments online.
To activate a new VISA Credit Card and create a PIN, please call 1-877-311-1512
For Credit Card Customer Service, please call 1-877-848-5092
For lost or stolen cards after hours, please call 1-800-556-5678
Credit card agreement and disclosure
** Rates based upon credit score, your rate may vary. Normal credit qualifications apply. Rate based upon the Wall Street Journal Prime Rate and are subject to change. Contact First Castle Federal Credit Union for complete details. APR=Annual Percentage Rate.
*Promotional rate of 2.25% applies to purchases from 11/01/2017 through 11:59pm CST 12/25/2017. The promotional APR applies for 7 billing cycles from the date of the first qualifying transaction each month. After promotional period expires, remaining balances on Visa credit card will revert to standard APR applicable on your account. Standard APR is a range between 8.75% APR and 18% APR. APR= Annual Percentage Rate. Please call (985) 867-8867 for complete details.