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When considering purchasing a home with less than 20% down payment, the borrower is looking at paying mortgage insurance (Private Mortgage Insurance “PMI” or Mortgage Insurance Premium “MIP”). This extra out-of-pocket expense is added onto the mortgage note each month until you can drop the mortgage...

The one question about credit cards that we get asked most often is do we offer 0% introductory interest rate. Right now, we don’t because we want our members to have a reliable option for an on-going, low interest rate credit card. When consumers see a no-interest offer, the idea of...