The Saver® Savings Account
Free account that pays a high rate and helps you save automatically.
Each month you earn cash rewards in Kasasa Cash or Kasasa Cash Back, those earnings transfer into Kasasa Saver. Plus, Kasasa Saver pays up to 1.00% APY* on your balance!
- Links to free Kasasa Cash or Kasasa Cash Back checking
- 1.00% APY* on balances up to $10,000
- 0.25% APY on balances over $10,000 depending on balance in account*
- .01% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
- No minimum balance to earn rewards
- No minimum deposit to open
- No monthly service fee
- Free Online Banking Access (Home Banking)
It’s easy to earn your rewards!
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
✅ Have at least 12 Debit Card purchases post and settle
✅ Be enrolled in and agree to receive e-Statements
✅ Be enrolled in and log into Online Banking
And that’s it. Even if you don’t meet these qualifications during the cycle, your Kasasa® accounts are still free. Plus, you’ll earn our base rate on your entire Kasasa Saver balance. And you can get right back to earning your full rewards the very next cycle that you qualify!
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit or credit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
“Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s). Kasasa Saver: Balances up to $10,000 receive APY of 1.00%; and balances over $10,000 earn 0.25% APY* interest rate on the portion of balance over $10,000, resulting in a range from 0.32% to 1.00% APY* depending on the account’s balance.
Rewards will be credited to your account on the first business day of the following statement cycle. Rates and rewards are variable and may change after account is opened.
When Kasasa Cash or Kasasa Cash Back qualifications are not met, all balances in a Kasasa Saver account earn 0.01% APY*.
When linked to the Kasasa Saver account, the dividends earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. *APY = Annual Percentage Yield. APYs accurate as of May 2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Rewards may vary by account. No minimum deposit is required to open the account. To qualify for Rewards in a Monthly Qualifications Cycle, you must have 12 debit card transactions, be enrolled in eStatement, and login to online banking once during the Monthly Qualification Cycle, which is one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Limit  account(s) per social security number. Fees may reduce earnings. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings.
There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA