Free checking that pays a high rate and refunds your ATM fees.*
We basically pay you to bank here. With free Kasasa Cash® checking, you’ll earn up to 2.50% APY* on your balance each month. Plus, you’ll get unlimited refunds on your ATM fees, nationwide.*
Connect Kasasa Cash to a free Kasasa Saver® account to build your savings automatically. That’s Kasasa® — free accounts that reward you in ways that matter. All for doing banking basics that you’re probably already doing.
- Free checking that pays high dividends
- 2.50% APY* on balances up to $10,000
- 0.25% APY on balances over $10,000 depending on balance in account*
- .01% APY* if qualifications aren’t met
- Refunds on ATM fees, nationwide (unlimited)*
- Can link to free Kasasa Saver® account
- No minimum balance to earn rewards
- No minimum deposit to open
- No monthly service fee
- Free Online Banking Access (Home Banking)
- Free Bill Pay
- Free debit card
- Unlimited check writing
It’s so easy to earn your rewards.
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
✅ Have at least 12 Debit Card purchases post and settle
✅ Be enrolled in and agree to receive e-Statements
✅ Be enrolled in and log into Online Banking
That’s really it. Even if you don’t meet these qualifications during the cycle, your account is still free. Plus, you’ll earn our base rate on your entire balance. And you can get right back to earning your full rewards the very next cycle that you qualify.
or call (985) 867-8867
Which First Castle checking is right for you?
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit or credit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
“Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s):
Balances up to $10,000 receive 2.50% APY; and balances over $10,000 earn 0.25% APY*on the portion of balance over $10,000, resulting in a range from 2.50% to 0.45% APY* depending on the account’s balance.
Rewards and ATM fee reimbursements will be credited to your account on the first business day of the following statement cycle. Rates and rewards are variable and may change after account is opened.
When your Kasasa account qualifications are not met all balances in a Kasasa Cash account earns 0.01% APY* and ATM fees are not reimbursed.
ATM Fee Refunds: You will receive unlimited reimbursements up to $4.99 per single transaction for nationwide ATM fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.
We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 30 calendar days of the withdrawal transaction.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Rewards may vary by account. No minimum deposit is required to open the account. To qualify for Rewards in a Monthly Qualifications Cycle, you must have 12 debit card transactions, be enrolled in eStatement, and login to online banking once during the Monthly Qualification Cycle, which is one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Limit  account(s) per social security number. Fees may reduce earnings. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings.
There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA