Giving Back on a Budget

Reaching out to those less fortunate is an important part of the holiday season, but how can you afford to help others when your budget is already tight?  Fortunately, there are plenty of ways you can donate to charity even on a limited budget.  Helping others also provides a wonderful learning experience for children.

DonationDonate Unwanted Items
Survey your home for any items your family no longer needs or wears, and donate those items to charity.  You can visit to find a donation center or drop-off location nearest you.  You can also visit to schedule a donation pickup from your home within 24 hours in most areas.

Give of Yourself
Many organizations get lots of monetary donations around the holidays, but may not have enough volunteers on a regular basis.  Ask your favorite charity which tasks are most important this time of year, and offer to help. You may find this even more rewarding than giving money because you can actually see the people you’re helping.

Themed parties
Hosting a party or get-together?  Instead of gifts, ask your guests to bring canned goods or non-perishable food to be donated to a charity, such as the Covington Food Bank.

Rewards/Cash Back to Charity
If you have a credit or debit cards that offers rewards (such as Uchoose Rewards offered by First Castle), redeem your rewards for gift cards that can be used to purchase items you can donate to a food bank or other charity.  Since the money isn’t coming out of your wallet, your budget won’t be affected.

Strategic Shopping
Maximize your charitable donations by shopping for sale items and using coupons.  Stock up on buy-one-get-one-free deals, and set aside the free items to give to the food bank.  If you can’t spare money out of your regular budget, but want to donate to charity, this may be the choice for you!

photo credit: simonbooth via photopin cc