Share rates are effective November 1, 2014 and are subject to change without notice. Please see the “Minimum Balance Requirements” in ( ).

Dividend Rate APY* Term(Months)
Shares ($0.00 – $999.99) 0.00 0.00 n/a
Shares ($1,000.00 – $9,999.99) 0.05% 0.05% n/a
Shares ($10,000.00 – $24,999.99) 0.05% 0.05% n/a
Shares ($25,000.00 – $49,999.99) 0.05% 0.05% n/a
Shares ($50,000.00 and over) 0.05% 0.05% n/a
IRA 0.65% 0.65% n/a
Christmas Club 0.25% 0.25% n/a
Castle Kids Club 0.25% 0.25% n/a
Mortgage Escrow 0.05% 0.05% n/a
Basic Checking n/a n/a n/a
Check Start Checking n/a n/a n/a
Select Checking ($1,500.00 and over) 0.10% 0.10% n/a
Money Market Account ($1.00 – $1,999.99) n/a n/a n/a
Money Market Account ($2,000.00 – $9,999.99) 0.50% 0.50% n/a
Money Market Account ($10,000.00 – $24,999.99) 0.50% 0.50% n/a
Money Market Account ($25,000.00 – $49,999.99) 0.65% 0.65% n/a
Money Market Account ($50,000.00 – $99,999.99) 0.85% 0.85% n/a
Money Market Account ($100,000.00 – $174,999.99) 1.00% 1.00% n/a
Money Market Account ($175,000.00 – $254,999.99) 1.19% 1.20% n/a
Money Market Account ($255,000.00 +) 0.50% 0.50% n/a

*APY = Annual Percentage Yield
Fees may reduce earnings on share accounts and early withdrawal penalties may apply on share certificate accounts. Contact an employee for further information about applicable fees and terms. First Castle Federal Credit Union is federally insured by the National Credit Union Administration.