| Deposit Account Fees |
| New Account Fee |
none
|
| Share Account Withdrawal fee |
$2.00 per withdrawal after four withdrawals per calendar month
|
| Reopen Closed Share Account fee (If reopened within one year of closing) |
$10.00
|
| Money Market Advantage Account Reopening fee |
$5.00 per occurrence if reopened within ninety (90) days of closing
|
| Share Draft Account Fees |
| NSF fee |
$25.00 per item
|
| Returned Item fee |
$25.00 per item
|
|
Stop Payment fee
|
$25.00 per request
|
|
Photocopy fee
|
$2.50 per item
|
| Over Draft Protection fee |
$5.00 per transfer/No Charge with a Royal Money Market Checking Account
|
| Share Draft Service fee |
Basic Free and Check Start Checking Accounts do not have a minimum balance or service fee.
Select Checking Accounts-$6.00 per month fee if $1,500.00 minimum balance is not maintained.
Royal Money Market Checking Accounts-$7.50 per month fee if $7,500.00 minimum balance is not maintained.
|
| Statement Copy fee |
$5.00 per copy
|
|
Check Printing fee
|
Varies depending on style
|
|
Temporary Checks
|
$1.00 per page of 4 checks
|
| Debit (check) Card Account Fees |
| Over Draft Protection fee |
$5.00 per transfer/No Charge with Royal Money Market Checking Accounts
|
|
Replacement/Duplicate card fee
|
$5.00 per card
|
|
Merchant Receipt Copy fee
|
$20.00 per copy
|
|
Replacement PIN fee
|
$2.50 each request
|
|
ATM withdrawal Fee
|
Four Free ATM Withdrawals per month (FCFCU fees). A fee of $2.50 per withdrawal will be charged after the fourth (4) free withdrawal. However, unlimited no fee (FCFCU fees) withdrawals for Royal members, Royal Checking and Check Start Checking Accounts. Also, unlimited no fee Capital One ATM Withdrawals* (no Capital One Fees) with Royal Money Market Checking or Check Start Checking Accounts and for Royal Members. (*Available on most, but not all Capital One machines. Please check the individual machine for fee information.)
|
| Other Service Fees (applicable to all accounts) |
| Statement Copy fee |
$5.00 per copy
|
|
Returned Item fee
|
$25.00 per item
|
|
Incorrect Address
|
$1.00 per returned statement
|
|
Dormant Account Fee
|
$5.00 per month after 2 years of inactivity. Fees waived if the account holder is under the age of 18 or has over $100.00 in the account.
|
|
Stop payment fee
|
$25.00 per item
|
|
VISA Travelers Check fee
|
$1.00 per $100.00
|
|
VISA Travelers Checks for Two fee
|
$1.00 per $100.00
|
|
NSF fee
|
$25.00 each
|
|
Account Reconciliation/Research fee
|
$20.00 per hour (minimum of one hour)
|
|
ACH Stop Payment fee
|
$25.00 per item
|
|
Late Loan Payment fee
|
$10.00 on any loan payment received five (5) or more days past the due date
|
|
Wire out of account fee
|
$13.00 per wire
|
|
Wire into account fee
|
$0.00 per wire
|
|
International wire out of account fee
|
Call Credit Union
|
|
Second Party Check W/D from Shares fee
|
$1.00 per item
|
|
Western Union wire outgoing (USA) fee
|
$15.00 per wire
|
|
Western Union wire outgoing (International) fee
|
please call
|
|
Money Order Fee
|
$1.25 per item
|
|
Cashier's Check Fee
|
$5.00 per item
|
|
Christmas Club Account Early Withdrawal Fee
|
$10.00 per withdrawal
|
|
Account Activity Printout Fee
|
$2.50 per page
|
|
Inactive Account Fee
|
$5.00 per month after 12 consecutive months of returned statements
|
Fee Schedule
