Share Certificate Rates (Share and IRA)
Effective August 13, 2008
Minimum Balance Requirements - $500.00 to $19,999.99
| |
REGULAR RATE
|
|
ROYAL MEMBER RATE
|
| TERM |
APR
|
APY
|
|
APR
|
APY
|
|
6 Months
|
2.42%
|
2.45%
|
|
2.67%
|
2.70%
|
|
1 Year
|
2.72%
|
2.75%
|
|
2.98%
|
3.00%
|
|
2 Years
|
3.25%
|
3.30%
|
|
3.49%
|
3.55%
|
|
3 Years
|
3.49%
|
3.55%
|
|
3.75%
|
3.80%
|
|
4 Years
|
3.69%
|
3.75%
|
|
3.95%
|
4.00%
|
|
5 Years
|
3.83%
|
3.90%
|
|
4.09%
|
4.15%
|
Minimum Balance Requirments - $20,000.00 to $49,999.99
| |
REGULAR RATE
|
|
ROYAL MEMBER RATE
|
| TERM |
APR
|
APY
|
|
APR
|
APY
|
|
6 Months
|
2.48%
|
2.50%
|
|
2.72%
|
2.75%
|
|
1 Year
|
2.76%
|
2.80%
|
|
3.02%
|
3.05%
|
|
2 Years
|
3.30%
|
3.35%
|
|
3.54%
|
3.60%
|
|
3 Years
|
3.54%
|
3.60%
|
|
3.80%
|
3.85%
|
|
4 Years
|
3.75%
|
3.80%
|
|
3.99%
|
4.05%
|
|
5 Years
|
3.89%
|
3.95%
|
|
4.14%
|
4.20%
|
Minimum Balance Requirments - $50,000.00 and Over
| |
REGULAR RATE
|
|
ROYAL MEMBER RATE
|
| TERM |
APR
|
APY
|
|
APR
|
APY
|
|
6 Months
|
2.58%
|
2.60%
|
|
2.82%
|
2.85%
|
|
1 Year
|
2.82%
|
2.85%
|
|
3.06%
|
3.10%
|
|
2 Years
|
3.40%
|
3.45%
|
|
3.64%
|
3.70%
|
|
3 Years
|
3.64%
|
3.70%
|
|
3.89%
|
3.95%
|
|
4 Years
|
3.83%
|
3.90%
|
|
4.09%
|
4.15%
|
|
5 Years
|
3.99%
|
4.05%
|
|
4.23%
|
4.30%
|
Royal Member Rate includes .25% Royal Member bonus. See how you can become a Royal Member!
Early withdrawal penalties may apply on Share Certificate accounts. Rates are subject to change and are fixed for the term of the certificate. Certificate dividends compound and post quarterly.
APY = Annual Percentage Yield
Share Certificate Rates
