Loan Rates







 

Drive off with a Great New Automobile and a Great Low Rate**! 
Finance your dreams with us. First Castle Federal Credit Union would be pleased to work with you for your next auto loan, boat loan, RV or motorcycle loan.

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Automobile Rates (2007 and newer)  

 APR   

 ROYAL RATE 
APR
 

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36 Months  

5.50%

4.99%

   
48 Months  

5.50%

4.99%

   
60 Months (Loan amount > $10,000)  

5.50%

4.99%

   
72 Months (Loan amount > $25,000)  

6.00%

5.50%

   

Will finance 100% of retail value on new vehicles and up to 100% of retail value according to the NADA Guide on used vehicles 2002 and newer. 

Automobile Rates (2005-2006)*

APR

 ROYAL RATE 
APR

More Info

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36 Months

5.75%

5.25%

   
48 Months

5.75%

5.25%

   
60 Months (Loan amount > $10,000)

5.75%

5.25%

   
72 Months (Loan amount > $25,000)

6.25%

5.75%

   


*Add 1.00% to rates for vehicles 2001 - 2004 and will finance up to trade value in the NADA Guide with a maximum 4 year term. Add 2.00% to rates for vehicles 2000 and older and will finance up to the Loan Value in the NADA Guide with a maximum 3 year term. Rates are effective November 1, 2008 and are subject to change.

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 Rates below are effective July 1, 2008 and are subject to change. All rates include a .50% Royal Member discount. See how you can be a Royal Member!

New Boats and RV's

APR

More Info

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36 Months

5.25%

   
48 Months

5.50%

   
60 Months (Loan amount > $10,000)

5.75%

   
72 Months (Loan amount > 25,000)

6.75%

   
84 Months (Loan amount > $40,000)

7.75%

   

Will finance up to 90% of retail value established by the NADA Guide. Add 1.00% to these rates for Used Boats and RV's (2004 and newer).

New Motorcycles

APR

More Info

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24 Months

5.25%

   
36 Months

5.50%

   
48 Months

5.75%

   
60 Months (Loan amount > $10,000)

6.00%

   

Rates effective July 1, 2008 and are subject to change without notice. 

Will finance 100% of retail value on new motorcycles and up to 100% of retail value according to the NADA Guide on used motorcycles. Add .50% for used motorcycles (2005 and newer).

**All rates are based on individual credit score. Your actual rate may vary. All rates include a .50% Royal Member Discount.

Loan Example: $10,000.00 at 6.00% APR; 60 Monthly payments of approximately $193.33.

 

 

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