Drive off with a Great New Automobile and a Great Low Rate**!
Finance your dreams with us. First Castle Federal Credit Union would be pleased to work with you for your next auto loan, boat loan, RV or motorcycle loan.
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| Automobile Rates (2009 and newer) |
|
APR
|
ROYAL RATE
APR
|
More Info
|
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|
| 36 Months |
|
5.50%
|
5.00%
|
|
|
| 48 Months |
|
5.60%
|
5.05%
|
|
|
| 60 Months (Loan amount > $10,000) |
|
5.70%
|
5.10%
|
|
|
| 72 Months (Loan amount > $25,000) |
|
6.10%
|
5.60%
|
|
|
Will finance 100% of retail value on vehicles 2006 and newer according to the NADA Guide.
| Automobile Rates (2006-2008)* |
APR
|
ROYAL RATE
APR
|
More Info
|
Apply Now
|
| 36 Months |
5.90%
|
5.40%
|
|
|
| 48 Months |
5.95%
|
5.45%
|
|
|
| 60 Months (Loan amount > $10,000) |
6.00%
|
5.50%
|
|
|
| 72 Months (Loan amount > $25,000) |
6.50%
|
6.00%
|
|
|
*Add 1.00% to the above rates for vehicles 2003 - 2005 and will finance up to trade value in the NADA Guide with a maximum 4 year term. Add 2.00% to the above rates for vehicles 2002 and older and will finance up to the Loan Value in the NADA Guide with a maximum 3 year term. Rates are effective May 8, 2009 and are subject to change.
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Rates below are effective February 23, 2009 and are subject to change. All rates include a .50% Royal Member discount. See how you can be a Royal Member!
| New Boats and RV's |
APR
|
More Info
|
Apply Now
|
| 36 Months |
6.50%
|
|
|
| 48 Months |
6.75%
|
|
|
| 60 Months (Loan amount > $10,000) |
7.00%
|
|
|
| 72 Months (Loan amount > 25,000) |
8.00%
|
|
|
| 84 Months (Loan amount > $40,000) |
9.00%
|
|
|
Will finance up to 90% of retail value established by the NADA Guide. Add 1.00% to these rates for Used Boats and RV's (2006 and newer).
| New Motorcycles |
APR
|
More Info
|
Apply Now
|
| 24 Months |
6.50%
|
|
|
| 36 Months |
6.75%
|
|
|
| 48 Months |
7.00%
|
|
|
| 60 Months (Loan amount > $10,000) |
7.25%
|
|
|
Rates effective May 8, 2009 and are subject to change without notice.
Will finance 100% of retail value on new motorcycles and up to 100% of retail value according to the NADA Guide on used motorcycles 2006 and newer. Add .50% to above rate for used motorcycles (2006 and newer).
**All rates are based on individual credit score. Your actual rate may vary. All rates include a .50% Royal Member Discount.
Loan Example: $10,000.00 at 6.00% APR; 60 Monthly payments of approximately $193.33.
Loan Rates
