Loan Rates are effective July 1, 2008 and are subject to change. All signature loan rates include a .50% Royal Member discount. See how you can be a Royal Member!

Signature Loans

Personal Loan*	APR	More Info	Apply Now
36 Months (Loan amount ($500 - $4,999.99)	7.50%
48 Months (Loan amount $5,000 - $9,999.99)	8.50%
60 Months (Loan amount  $10,000 - $20,000)	9.50%

*Maximum loan amount based upon annual income and total outstanding unsecured debt.

Tuition Loan*	APR	More Info	Apply Now
11 Months maximum payoff term	6.49%

*Tuition and/or books invoice/paid receipt required. Any school grade/level eligible.

Computer Loan*	APR	More Info	Apply Now
6 Months	6.50%
12 Months	6.90%
24 Months	7.90%

*Invoice/paid receipt required.

Share Loans

VIP Loan*	APR	More Info	Apply Now
60 Months Maximum	4.00%

*Rate is 4.00% above the highest current available share rate. May borrow up to $12,000.00 and 1/3 of the loan amount will be secured with your shares.

VIP Plus Loan*	APR	More Info	Apply Now
72 Months Maximum	5.00%

*Rate is 5.00% above the highest current available share rate. May borrow from $12,001.00 to $30,000.00 and 1/2 of the loan amount will be secured with your shares.

Share Loan*	APR	More Info	Apply Now
72 Months Maximum	2.50%

*Rate is 2.50% above the highest current available regular share rate. Maximum loan term determined by amount financed.

Share Certificate Loan*	APR	More Info	Apply Now
	2.50%

*Borrow up to the balance in an eligible certificate. Maximum loan term equals the maturity date of the certificate. Rate is 2.50% above the certificate rate.

All rates are based on individual credit score. Your actual rate may vary.  All signature loan rates include a .50% Royal Member Discount. Share loans do not qualify for a Royal member Discount. Other restrictions may apply. Please call for more information.

Loan Example: $5,000 at 8.50% APR; 48 monthly payments of approximately $123.24.